Attention homeowners: Real estate appraisal services for Jefferson, Shelby, Calhoun, Etowah, Blount, Saint Clair and Talladega Counties
Check out the top reasons AL homeowners hire Southeastern Valuation, LLC.:
Need help determining the price of your home in or near Trussville, AL?
At Southeastern Valuation, LLC., we understand the unique needs of a homeowner looking for appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. As our client, we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Southeastern Valuation, LLC. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value assessment than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're experts in helping homeowners just like you delete unnecessary PMI insurance.
Challenging Jefferson county's assessment of your property
If you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from Southeastern Valuation, LLC. is your number one weapon.
Was your HELOC recently frozen?
If your property is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Southeastern Valuation, LLC. can help you reinstate your home equity line of credit with a professional appraisal.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Southeastern Valuation, LLC. can help with that too. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your home.